If you stand on the ground and look at your roof, can you see missing or damaged shingles? Can you see any granule loss, split shingles, or curled shingles? Do your gutters have dents? If so, you may want to have a professional take a look. If trees grow close to your roof, make sure to trim them regularly as shingles can become damaged by low-hanging tree branches.

If you have leaks dripping from your ceiling right after rain, there’s a good chance you have a roof leak. If you do have interior leaks, call a professional and have them inspect your roof and advise on repair or replacement. A professional can always make a temporary repair to stop the leak before you can address the issue.

In North Texas, you’re more likely to need to replace your roof due to storm damage before the life expectancy of your shingle (or other roof covering) has been spent. Typically, you can expect to replace your roof due to hail or wind damage every 5 to 7 years.

If your insurance company has told you that your roof is uninsurable, you may need to have your roof replaced. Leaks and damaged areas on your roof can cause even more problems on the inside.

If the cost to repair damage on your roof is extensive, it may make sense to file an insurance claim. If the insurance company decides they will cover your roof, you may be able to replace your roof with insurance money and only pay your deductible.